Medicare 101
Medicare Resources & Guides
Plain-language guides to help you understand Medicare.
What Medicare questions do people ask most often?
Medicare can get confusing. If you find yourself scratching your head, you are not the only one. This collection gathers the questions, concerns, and decisions people ask about most often.
Medicare 101What Should a Medicare Agent Explain Before I Sign Anything?Medicare 101Is It Legal for a Medicare Agent to Switch My Plan Without My Permission?Medicare 101Should I Work with Utah SHIP (State Health Insurance Assistance Program) or a Licensed Agent? What's the Difference?Medicare 101How to Find a Trustworthy Local Medicare Agent in UtahMedicare 101What Questions Should I Ask a Medicare Agent Before Working with Them?
Medicare 101Are Those Medicare TV Commercials Telling the Whole Story?Medicare 101What Are the Red Flags of a Medicare Scam? How to Recognize Sales Pressure vs. Honest AdviceMedicare 101How to Avoid Medicare Scams and Find an Agent You Can Trust in UtahMedicare 101Does a Roth Conversion Affect IRMAA? What to Know Before ConvertingMedicare 101How to Appeal IRMAA If Your Income Dropped Because of Retirement or a Life EventMedicare 101How RMDs Affect IRMAA and What You Can Do Before They StartMedicare 101Does Selling Your Home in Utah Trigger IRMAA? How Capital Gains Affect Your Medicare PremiumMedicare 101Which Tax Year Does Medicare Use to Set My IRMAA? How the Two-Year Lookback WorksMedicare 101What Is IRMAA and Which Parts of Medicare Does It Affect?Medicare 101IRMAA and Medicare: Why High-Income Retirees Pay More and How to Plan Around ItMedicare 101What Should I Verify About My Parent's Medicare Plan Every Year?Medicare 101Which Utah Medicare Option Is Safest for an Older Parent with Health Issues?
Medicare 101Can I Speak to Medicare on My Parent's Behalf?Medicare 101How to Tell If a Medicare Plan Salesperson Is Steering My Parent Toward the Wrong PlanMedicare 101What If My Parent Already Missed Medicare Deadlines?Medicare 101How to Organize My Parent's Doctors, Prescriptions, and Medicare OptionsMedicare 101Where Do I Start When Helping My Parent Choose Medicare?Medicare 101Helping Your Parent Choose Medicare: A Practical Guide for Adult Children and CaregiversMedicare 101What Utah Medicare Advantage Plans Have the Strongest Dental and Vision Benefits?Medicare 101Should You Buy Standalone Dental Insurance Instead of Relying on Medicare Advantage Benefits?
Medicare 101Are Medicare Advantage Dental and Vision Benefits Worth Choosing a Plan For?Medicare 101Does Medicare Cover Hearing Aids? What Medicare Advantage Plans Sometimes IncludeMedicare 101Does Medicare Cover Eye Exams, Glasses, and Cataract Surgery?Medicare 101Does Medicare Cover Routine Dental Cleanings, Fillings, and Dentures?Medicare 101Does Medicare Cover Dental, Vision, and Hearing? What Original Medicare Excludes and What Medicare Advantage Sometimes IncludesMedicare 101What Is Creditable Coverage and How Does It Protect You from Part D Penalties?Medicare 101Does COBRA Protect You from Part B and Part D Penalties?Medicare 101Can You Appeal a Medicare Penalty? What Counts as Equitable ReliefMedicare 101I Delayed Medicare Because My Employer Said It Was Fine. What Are My Options?Medicare 101How Is the Medicare Part D Late Enrollment Penalty Calculated?Medicare 101How Is the Medicare Part B Late Enrollment Penalty Calculated? And Does It Go Away?Medicare 101Medicare Late Enrollment Penalties: How to Avoid Them, What They Cost, and Whether You Can AppealMedicare 101How to Apply for Extra Help and Medicare Savings Programs in UtahMedicare 101What If I Think I Make Too Much for Help but I'm Still Struggling with Medicare Costs in Utah?Medicare 101What Is a D-SNP Plan? Medicare Advantage for Dual-Eligible UtahnsMedicare 101Can You Have Both Medicare and Medicaid in Utah? How Dual Eligibility WorksMedicare 101What Is a Medicare Savings Program in Utah? How to Apply and What It PaysMedicare 101What Is Extra Help and Do You Qualify? Income and Asset Limits in UtahMedicare 101Financial Help for Medicare in Utah: Extra Help, Medicare Savings Programs, and Dual EligibilityMedicare 101If Medicare and Your Plan Disagree, Who Is Responsible?Medicare 101What Records Should You Keep for Medicare Claims and Appeals?Medicare 101Can Your Doctor Appeal a Medicare Denial for You?Medicare 101How Long Does a Medicare Appeal Take? What to Expect at Each LevelMedicare 101How to Appeal a Medicare Advantage Prior Authorization DenialMedicare 101What Is a Medicare Denial and What Are Your Appeal Rights?Medicare 101When Medicare Denies Coverage: How to Appeal, What Records to Keep, and Who to CallMedicare 101What Happens If Your Utah Medicare Advantage Plan Changes Its Network or Drug Coverage Next Year?Medicare 101What Should You Compare Before Switching Medicare Plans? A Practical ChecklistMedicare 101Can You Switch Part D Plans? How Changing Drug Coverage WorksMedicare 101What Can You Change During the Medicare Advantage Open Enrollment Period (January to March)?Medicare 101What Can You Change During the Medicare Annual Enrollment Period?Medicare 101Can You Switch from Medicare Advantage to Original Medicare and Buy a Supplement?Medicare 101Can You Switch Medicare Plans? When You Can Change, What It Costs, and What to Watch ForMedicare 101How to Coordinate the Transition from Employer Coverage to Medicare Without a GapMedicare 101If I'm on My Spouse's Employer Plan, Do I Still Need Medicare at 65?Medicare 101What Is COBRA and Does It Count for Avoiding Medicare Penalties?Medicare 101Should I Take Part A If I'm Still Working and Have an HSA?Medicare 101Does Employer Size Matter When It Comes to Delaying Medicare? The 20-Employee Rule
Medicare 101Can I Delay Medicare Part B If I'm Still Covered by My Employer Plan?Medicare 101Still Working at 65? How Employer Coverage Affects When and How You Enroll in MedicareMedicare 101If You Live in Utah Part of the Year and Arizona Part of the Year, Can You Keep a Utah Plan?Medicare 101Can You Have Doctors in Both Utah and Arizona on Medicare?Medicare 101What to Do If You Get Sick While in Arizona and You Have a Utah Medicare PlanMedicare 101Is Medigap the Safer Medicare Option for Utah Snowbirds?Medicare 101Utah HMO vs. PPO Medicare Advantage for Snowbirds: Which Keeps You Covered?Medicare 101Does a Utah Medicare Advantage Plan Cover Routine Care When You're in Arizona for the Winter?Medicare 101Medicare for Utah Snowbirds: Which Plans Work When You're Not in UtahMedicare 101Should I Enroll in Medicare Before I Officially Retire? How to Line Up Dates Without a GapMedicare 101What Is the Medicare Advantage Open Enrollment Period (January to March)?Medicare 101What Happens If I Miss My Medicare Enrollment Window?Medicare 101If I Move to a New Utah County or Out of Utah, Do I Get a Special Enrollment Period?Medicare 101What Is a Special Enrollment Period for Medicare? The Qualifying Events That Open a WindowMedicare 101What Is the Medicare Annual Enrollment Period? What You Can Change October 15 Through December 7Medicare 101What Is the Initial Enrollment Period and When Should I Apply?Medicare 101When to Enroll in Medicare: Initial Enrollment, Special Periods, and What Happens If You Miss a DeadlineMedicare 101Does a Medicare Advantage Plan That Covers U of U Cover All Departments and Clinics?Medicare 101How to Verify Your University of Utah Health Specialist Is Covered Before You EnrollMedicare 101What If Your Local Doctor Is Outside University of Utah but Your Specialist Is There?Medicare 101Is Medigap Better Than Medicare Advantage in Utah If You Want Access to University of Utah Specialists?Medicare 101If You May Need Advanced Specialty Care at University of Utah, Which Medicare Option Is Safest?Medicare 101Which Medicare Advantage Plans Include University of Utah Health Providers?Medicare 101Medicare and University of Utah Health: Plans, Specialists, and What to Know Before You EnrollMedicare 101What Happens If Intermountain Drops Out of Your Medicare Advantage Network Mid-Year?Medicare 101How to Verify Your Specific Intermountain Doctor Is In-Network Before You EnrollMedicare 101Is Original Medicare Plus Medigap the Safest Option for Intermountain Patients?Medicare 101What If My Primary Care Doctor Is Intermountain but My Specialist Is Not?Medicare 101Does a Plan That Says Intermountain Is In-Network Cover All Intermountain Providers?Medicare 101Which Medicare Advantage Plans in Utah Include Intermountain Health?Medicare 101Medicare and Intermountain Health in Utah: Which Plans Work, What to Verify, and How to Avoid Network ProblemsMedicare 101Does Medigap in Utah Let Me See Doctors at Both Intermountain and University of Utah?Medicare 101If You Start with Medicare Advantage in Utah, How Hard Is It to Switch to Medigap Later?Medicare 101Medigap vs. Medicare Advantage in Utah: Which Is Smarter for Someone Who Wants Intermountain and University of Utah Access?Medicare 101Which Utah Medigap Carriers Have the Most Stable Rate Increases?Medicare 101How Much Does Plan N Cost in Utah? Is the Lower Premium Worth the Risk?Medicare 101How Much Does Plan G Cost in Utah? A Range by Age and CarrierA licensed agent — not a call center
Check whether your doctors and drugs fit before you enroll
Peter Abilla, Licensed Medicare Insurance Sales Agent, NPN 22265186. Licensed in Alabama, California, Ohio, Pennsylvania, Texas, Utah, New Jersey, New York, North Carolina, Michigan, and Illinois. You reach the same person every call — no transfer queue.